A fascinating dialogue unfolded recently between Pranay Agrawal, Co-founder of Fractal, and Nasser Hussain, the former England cricket team captain!

The success recipe according to the ex-captain comprises luck, sacrifice, and hard work. Immigrants who internalize and uphold this ethos are destined for significant success in the long run.

Often, individuals feel overwhelmed by the challenge of fulfilling their family's financial aspirations such as children's education, homeownership, retirement savings, and more. The surefire ways to achieve these goals are through meticulous planning and unwavering consistency. Commence saving and investing in modest amounts but maintain a consistent approach. Over my two-decade journey as an immigrant in the US, I've realized that consistency propels you ahead of the majority!

In the realm of investments, steadfastness in financial endeavors like dollar cost averaging, regular rebalancing, tax loss harvesting yields alpha returns without added risk. These straightforward yet often misunderstood practices offer a reliable pathway for everyone to capitalize on.